Sports Betting Meets Prediction Markets: Americans wagered about $166B on sports in 2025, and more money is shifting to prediction markets like Kalshi/Polymarket that some states treat differently—sparking a fast-growing legal fight over who regulates and taxes the activity. Retiree Shock From Higher Rates: With the 10-year Treasury yield near a 2002 high, seniors may feel it beyond savings—higher Medicare income-related premiums and possible surprise tax bills are flagged as common “gotchas.” Card Fees Settlement: Visa and Mastercard agreed to a $167.5M ATM fee settlement; people hit with unreimbursed independent ATM surcharges between 2007 and Aug. 2026 may qualify, with claims due Feb. 10, 2027. Personal Finance for Real Life: A CNN Savings Challenge story spotlights how $40K credit card debt can trap households—and why getting help and tackling the biggest “pin” first matters. Youth Investing Goes Mainstream: Multiple pieces argue teens are increasingly interested in investing via apps and gamified learning, but parents should focus on safety and oversight. AI in Money, With Limits: An AI-personal-finance roundup notes tools can budget and automate, but they can’t replace human judgment—especially around values and tough family decisions. Credit Card Fraud & Scams: Reports include banking text scams and AI-enabled fraud tactics, underscoring the need for stronger account security habits.