Car Insurance Costs: Which? says some UK insurers charge monthly motor policyholders APRs up to ~29.9%, calling it a “poverty premium” that hits people who can’t pay upfront. Household Support: UK’s Warm Home Discount is set to reach about six million households, with £150 off bills for eligible pensioners and Universal Credit claimants. Banking & Scams: Singapore’s Small Claims Tribunal denied a phishing victim’s claim after he ignored repeated bank alerts, citing gross negligence. Credit Card Rules: Another tribunal case found a TikTok phishing victim recovered only part of losses, again stressing user action after warnings. Women & Money: A finance expert discusses why many women feel intimidated by money and how to rebuild confidence during major life transitions. Banking Sector Watch: Indian banks report record profits but face a deposit-versus-credit “fund crunch” as credit grows faster than deposits. Investing/Markets: ICICI Securities reiterates a Buy on City Union Bank with a Rs 240 target after its 1:3 bonus issue. Tech & Finance: YouTube tightens monetization; creators are pushing Premium trials as ad income gets less predictable. Cybersecurity: US experts urge action over AI model export controls as phishing and fraud threats keep evolving.