Credit & Lending Tech: Soft Pull Solutions says it’s expanding its credit reporting platform with Income Solutions and debt-to-income insights across all three major U.S. credit bureaus, aiming to help lenders prequalify faster without extra consumer friction. Scams & Fraud: Kaspersky reports nearly 270,000 travel-brand phishing attempts (Q2 2025–Q1 2026), with Emirates and Uber leading and attackers often targeting banking credentials; separately, Delhi Police arrested two men accused of posing as a bank executive to buy gold coins using stolen credit card details. Personal Finance How-Tos (UK): Martin Lewis warns 2.7 million UK drivers to check their licence photo “section 4b” before it expires, with potential fines up to £1,000; he also breaks down refund/return rights under the Consumer Rights Act and online cooling-off rules. Retirement & Taxes (UK): Royal London’s boss says pension “scramble” ahead of April 2027 inheritance tax changes shows no sign of slowing, as more savers consolidate and shift planning. Savings Rates (US): Top CDs are still competitive, with some offers reaching about 4.50% APY as of Aug. 5, 2026. Retirement Income Reality: A new look at retiree behavior suggests many seniors focus on income after retirement, not just hitting a “magic number” for savings.