Retirement & Estate Planning: Kiplinger highlights estate planning as a 3-step job—design, structure, then funding—plus a separate guide for workers whose employers don’t offer a 401(k), pointing to SEP and SIMPLE IRAs as practical alternatives. Tax Season (India): An ITAT ruling on Section 54F is spotlighted for investors seeking legal tax relief after big stock gains, while multiple ITR pieces warn taxpayers about costly filing mistakes and AI-assisted submissions. Banking & Consumer Finance (UK): DWP confirms Winter Fuel Payment dates and a new Pension Age Winter Heating Payment for Scotland, and also outlines Attendance Allowance/Pension Age Disability Payment claiming routes. Benefits Scrutiny (UK): New DWP powers will let banks share limited data to check Universal Credit, ESA and Pension Credit eligibility—centered on a £16,000 savings threshold. Credit & Lending (India): RBI revises Kisan Credit Card rules to standardize crop seasons and tighten collateral-free limits. Fintech & Payments: PhonePe says inactivity charges apply only to dormant wallet balances, not linked bank accounts or UPI. Markets & Tech: Iress signs a multi-year deal with BitDelta Pro to expand trading and market data for equities and CFDs. Personal Finance Reality Check: Dave Ramsey’s warning goes viral after a caller’s retirement plan relies too heavily on family support.