Regulation Reset (NZ): The FMA is taking over consumer credit oversight from the Commerce Commission from 1 July, aiming for stronger, more consistent protection across home loans and personal lending, and it’s also eyeing how AI can improve access to advice. Banking & Governance (India): HDFC Bank cleared Rajiv Kumar as part-time non-executive chairman, ending a months-long board leadership search, with RBI approval still needed. Money Tools (US): A Money Market Funds vs Accounts explainer breaks down how money market accounts are insured bank products, while money market funds are not insured and typically invest in short-term securities. Household Pressure (South Africa): TransUnion says consumers are leaning more on existing credit and short-term borrowing as banks tighten lending and non-banks fill the gap. Cyber & Privacy (Australia): Two EY employees were dismissed after alleged access to PM Anthony Albanese’s banking data at Commonwealth Bank, raising fresh questions about controls at major financial institutions. Credit Access (Spain): ClaroVeo launched a free solvency-report tool to help consumers understand what’s on file before loan or mortgage applications. Personal Finance (UK): HMRC issued a one-month warning ahead of the July 31 Self Assessment Payments on Account deadline, urging earlier payment via app or online banking.