Banking & Fraud Alerts: Guyana police warned people not to click links in WhatsApp/email traffic fine messages, saying the payment portals are fake and victims are being lured into sharing banking details. Cybersecurity Watch: Kuwait’s CITRA reported 156 fraud and scam attempts in July, led by fraudulent websites and phone calls, urging users to verify requests and never share personal or financial info. Credit & Housing Pressure: Centrix flagged rising personal-loan hardship (+37% year-on-year) and softer mortgage activity as buyers respond to tighter lending conditions, with small business owners showing heightened stress. Savings Rates: CD and high-yield savings promos remain in focus, with top CD offers reaching about 4.50% APY and banks advertising competitive fixed-deposit options. Financial Inclusion in Africa: LOLC Tanzania secured a microfinance bank licence, enabling expanded savings, fixed deposits, and digital banking services. Regulation & Governance: New Zealand’s MBIE opened an investigation into workplace conduct and culture at the Financial Markets Authority, led by Kristy McDonald KC. Personal Finance & Retirement: A “Radish plan” proposal targets employer-funded, tax-advantaged savings to help low- and middle-income workers build retirement balances beyond the traditional 401(k) model. Consumer Spending & Travel: South Korea saw a surge in foreign tourist card spending in the first half, with Chinese visitors driving much of the rebound.