Personal loan: What is refinancing and why does it matter?

Personal loan: When the total loan amount becomes too big for you to repay, you might consider refinancing it. This is a common practice among borrowers to buy some time until they arrange funds to redeem their debt. Let us understand this in...

From Phishing To Skimming: 5 Smart Ways To Protect Yourself From Credit Card Fraud

Last Updated:October 22, 2025, 10:57 IST Protect your credit card by guarding details, securing online transactions, monitoring statements, enabling alerts, and being smart with physical cards. Credit Card Fraud PreventionEven though the usage of...

When should you avoid using a credit card, even if it seems convenient?

Using a credit card for miscellaneous payments is quite normal these days. Whether it's paying a bill at a restaurant, making travel bookings, joining a gym, or subscribing to video streaming services, credit cards are used by almost everyone. But...

Personal loan vs. balance transfer: Which is best for you?

Working hard to pay off high-interest debt and feel like you could use some breathing room? Two popular tools include debt consolidation loans—a personal loan you take out to pay off other debts with—and balance transfer credit cards offering 0%...

Shinhan Bank Launches ‘Arcade Savings’ Account Combining Gaming and Finance

Shinhan Bank Targets Young Savers with Game-Based Deposit Product (Image provided by Shinhan Bank) SEOUL, Oct. 22 (Korea Bizwire) — Shinhan Bank is introducing a new interactive savings product that merges gaming and personal finance, targeting...

Newborns in California are being born with a savings account already in place

BAKERSFIELD, Calif. (KERO) — CalKIDS is providing every child born after July 2022 with a personal savings account already opened in their name. Totaling close to $175 to get your child prepared for their future goals and dreams. Imagine your...

London’s Saturn raises €12.9 million Series A to cut cost of financial advice by up to 90%

Saturn, the British AI technology company transforming financial advice by slashing the cost to serve and broadening access to wealth management, today announced a €12.9 million Series A funding round. The round was led by European VC Singular,...

Consumer group warns against changes to CFPB rule on personal financial data

As the Consumer Financial Protection Bureau mulls changes to the rule that gives the public more control over their personal financial data, a leading advocacy group is urging the agency to not go backwards on privacy and accessibility. In a...

You must grab this savings account before it's axed - it's the best deal out there... but I fear it won't be around for long: SYLVIA MORRIS

By SYLVIA MORRIS, THIS IS MONEY AND DAILY MAIL SAVINGS EXPERT Updated: 09:53 EDT, 22 October 2025 A savings account from National Savings and Investments (NS&I) is looking like an increasingly good deal – but you may have to move quickly if you...

Check Personal Loan Eligibility Calculator with 5 Easy Steps

It can be like climbing a mountain to secure a loan when you have money that you need urgently. There is a lot that banks and lenders will scrutinise before they say yes to your application. It will also help you to prepare better and stand a...

No Jail Time In Credit Card Theft

A 53-year-old Warsaw woman was given suspended sentences on convictions of obtaining a credit card without consent of the cardholder and abuse of a vulnerable adult in Essex County Circuit Court last week. In June, Ma Lassa Jenean Elliott entered...

Money Saving Expert reader says she has 'not used heating since' one investment

Emma Gill Parents editor and Lauren Haughey Lifestyle and Money Reporter 14:23, 21 Oct 2025 There are several ways to stay warm without cranking up the heating(Image: Kate Wieser via Getty Images) As autumn leaves fall and temperatures drop,...

Stay debt-free this Diwali with these five credit card hacks

This trend is clearly reflected in the data published by the Reserve Bank of India (RBI) during the peak Diwali festive season of October 2024; credit card transactions alone surged over 14% in a month to ₹2.02 lakh crore, driven by 43.3 crore...

How card controls can stop credit card fraud

Scammers are constantly targeting your hard-earned money, making it crucial to not only save but also actively protect your finances. In 2024, WalletHub reports there was $275 million in credit card fraud. These charges often happen online or far...

Pride Bank Uganda unveils “Pride Care,” a savings account with built-in health insurance

Kampala, Uganda | THE INDEPENDENT | Pride Bank Uganda has announced the launch of Pride Care, a groundbreaking product that integrates health insurance directly into customer savings accounts. Developed in partnership with Jubilee Health Insurance...

The best savings account is offering 5.00% APY. Check out our list of the top high-yield savings accounts today, Oct. 21, 2025

Looking for a great place to stash your rainy-day emergency funds? There are still savings accounts offering rates of up to 5% APY, but they can be hard to find. When inflation rates started cooling off last year and the Federal Reserve eased...

More than a million pensioners set to be hit by tax on savings accounts

Pensioners make up nearly half of the taxpayers due to receive an income tax bill from HMRC on their cash savings this year, according to new data. The tax office expects 1.16 million people over state pension age to have to pay income tax on...

Solana Price Eyes $240 Recovery as Gemini Launches SOL-Reward Credit Card

The Solana price is attempting a mild recovery after a recent consolidation phase, with the chart showing early signs of structural improvement. A potential rebound is forming as SOL tries to exit a descending channel, while Gemini’s newly...

New top savings account with 4.75% rate – but here’s the catch

Hailed by experts as a 'no-brainer', the account is only available to certain customers Zopa Bank has shaken up the savings market with the launch of a new easy-access account paying an inflation-beating rate of 4.75 per cent – but it’s not...

Woman swipes credit card reader from East LA bakery, video shows

Tuesday, October 21, 2025 2:52PM An investigation is underway following a brazen theft at Rene's Bakery in East Los Angeles that was caught on video. EAST LOS ANGELES (KABC) -- An investigation is underway following a brazen theft at a bakery in...